How to Raise Your Credit Score As High As Possible So You can Buy a Home
Watch This Quick Video First to Learn How to Boost Your Credit Score by 5 Points Right Now!
Hey Friend,
Hi! I’m Keith Goeringer.
I’ve been in the real estate and mortgage game for over two decades, and if there’s one thing I know—it’s that most people are missing out on massive wealth-building opportunities simply because they don’t know how the system actually works.
I built over $1 million in real estate equity, not because I was rich or had a trust fund, but because I learned how to play the game differently.
And now, I want to show you how to do the same.
I’m so excited to share these resources with you because I know firsthand how overwhelming the home-buying process can be—especially if you’ve been told you need a massive down payment, perfect credit, or that now is the “wrong” time to buy.
Boost your credit score with my 20+ Years of expertise and 10k in courses I have purchased. Thousands have seen lower payments and less stress when buying homes after raising their Credit Scores higher. Skip the unnecessary info and focus on these proven Tips & Tricks.
Everything inside this freebie is real, tested, and proven—not just theoretical advice you could Google.
You’re gonna love how simple I make this process (I keep things chill and easy to follow), while giving you the exact strategies I used to turn real estate into a wealth-building machine.
Enjoy the free resources, and if you have any questions—reach out. I’d love to hear how this helps you!
Text me at 615-955-0461 when your score starts rising – let's see how high we can go!
Talk Soon,
20 WAYS TO RAISE YOUR CREDIT SCORE NOW!
✅ 1. Opt-Out of Prescreened Offers
Go to OptOutPrescreen.com to stop credit bureaus from selling your data — lowers your exposure to new credit dings.
✅ 2. Use Experian Boost
Add your utility, phone, and streaming payments to your Experian credit report. Free and effective.
✅ 3. Report Rent with CreditRentBoost.com
Rent payments can count! Use services like CreditRentBoost.com to reflect your history on your report.
✅ 4. Pay All Bills On Time
The #1 factor in your score. Automate reminders or payments so you’re never late.
✅ 5. Keep Credit Utilization Below 25%
If your credit limit is $1,000, keep your balance under $250. Ideal range is 10–25%.
✅ 6. Become an Authorized User
Get added to a family member’s good-standing credit card — you inherit their positive history.
✅ 7. Don’t Open Multiple Accounts at Once
Opening several accounts in a short period can drop your score. Space it out.
✅ 8. Pay Before Your Statement Date
Find out when your credit card reports to the bureaus and pay early to lower reported balance.
✅ 9. Use a Chime Secured Card
Open a Chime Secured Credit Card. No credit check. Great for building or rebuilding credit.
✅ 10. Avoid Closing Old Accounts
The age of your accounts helps your score. Keep old ones open (with no annual fee).
✅ 11. Dispute Errors on Credit Report
Go to AnnualCreditReport.com and check for mistakes. Dispute them online.
✅ 12. Pay Off Small Balances First (Snowball)
Clear small debts to reduce open balances and show good habits.
✅ 13. Keep Track of Due Dates
Use apps or a calendar to stay on top of due dates and never miss one again.
✅ 14. Setup Automatic Minimum Payments
Set your bank to auto-pay the minimums so you never miss a due date.
✅ 15. Use eCredable Lift
Reports utilities, phone, and internet bills to TransUnion — another boost opportunity.
✅ 16. Use Self Financial
Build credit while saving money — they report on-time payments to all 3 bureaus.
✅ 17. Stop Applying for Store Credit Cards
Each hard inquiry dings your score. Most store cards aren’t worth the hit.
✅ 18. Understand Collection Impact
Old collections impact your score less. Don’t pay them unless negotiating a pay-for-delete.
✅ 19. Request Pay-for-Delete in Writing
Before paying off collections, negotiate in writing that the debt will be removed upon payment.
✅ 20. Monitor Your Credit with MyFICO
Stay on top of your score with MyFICO.com for the most accurate monitoring — especially helpful before big financial moves.
Oh, and PS—Whenever you’re ready, I have a few ways to help you build wealth through real estate faster!
Here are 3 ways we can do this together
1️⃣ FREE HOME BUYER STRATEGY SESSION → Ready to buy but unsure of your next step? Let’s create a plan that matches the home you want with the payment you need. Book your free strategy session here: [Click Here]
2️⃣ MONTHLY ‘HOW TO BUY A HOME’ CLASS → Confused about rates, down payments, or how to get the best deal? Join my monthly live training where I break down the home buying process step-by-step and answer your biggest questions. [Save your spot here]
3️⃣ EXCLUSIVE HOME SEARCH SYSTEM → Stop searching Zillow, who sells your information to dozens of lenders. Instead, let me give you access to a private home search system where I personally help you find the best deals—no spam, no endless calls, just real results. : [Search For Free Here]
📩 Got questions? DM or Text Me—I’d love to help!
Talk soon,
Keith
Ready To Get Started?
Next Steps to Raise Your Score!
Have Questions? Let's Chat
Call or Text Me Directly at 📞615-955-0461!
I am a real person and here to help you every step of the way! Whether you're not sure about the next steps or just need clarification, feel free to reach out anytime. I'll personally answer your questions and guide you. .
